Simcoe County, Corporation of

Service: Social Housing - Home Ownership Program, Midhurst Administration Centre

Record #: CWD7006
Last Modified: 23 Feb 2024
Last Full Update: 05 Jun 2023


Description (Service) Provides down payment assistance to moderate income individuals and families giving them the opportunity to move from rental accommodation to homeownership
  • Homeownership component of the Investment in Affordable Housing program provides up to 10% in down-payment assistance to households to aid them in purchasing a new house at or below a set maximum price (changes yearly)
  • loan is forgivable if the applicant keeps the home for 20 years
  • if the applicant sells the house, they have to repay the principal downpayment assistance plus 10% capital gains
  • this money will then go back into a revolving fund the county will maintain so it can be rolled back out again

A percentage of available funding will be designated for applicants currently living in Social Housing or those who self-identify as Aboriginal households

Service Details

Hours Mon-Fri 8 am-5 pm
Areas Served Simcoe County
  • must be a current resident of Simcoe County, including Barrie and Orillia
  • must provide proof of mortgage pre-approval
  • must be a renter household (please note: Room & Board and/or living with family does not qualify as Renter Household unless you are staying in a separate rental unit within the home that can be rented out upon your departure)
  • cannot currently own a home or have any vested interest in a residence/land
  • must provide proof of gross household income at or below $73,800
  • personal assets, including any gifting amounts from friends or family, savings, GIC's, etc. cannot exceed $20,000. RRSP's of first time home buyers now do count towards personal contributions as they can be accessed for home purchases as per Canada Revenue Agency guidelines
  • no outstanding arrears if a former/current tenant of Social Housing in Ontario
  • at least 18 years of age, Canadian citizen, landed immigrant, or have Refugee Claimant status
  • supply photo identification and birth certificate
Application Check the website for updates, information or to download application form. There may be a waiting list depending on fund availability.
Languages English
Fees None

Address and Location

Located In Community Springwater
Address & Map
Administration Centre, 1110 Hwy 26
Springwater, ON
Canada L9X 1N6
View Google Map
Intersection Hwy 26 and Hwy 27
Physical Access Fully Accessible

Contact Information

Office Phone 705-725-7215 ext 1119, accepts collect telephone calls
Social Media Facebook Facebook:
LinkedIn LinkedIn:
Twitter Twitter:
YouTube YouTube:
Primary Contact Joanne, Administrative Assistant
Mailing Address Administration Centre, 1110 Hwy 26 
Springwater, ON 
Canada L9X 1N6

Agency Overview